|Total Contribution||Employee Contribution||Employer Contribution|
|12% of Base Pay||6% of Base Pay||6% of Base Pay|
For questions and/or to apply for a loan call Empower KeyTalk at 1.800.338.4015 or go to the website listed above. Please note that Human Resources does not process loan applications. You must contact Empower Retirement and apply for the loan online or by calling the KeyTalk number. Effective July 1, 2014 all future loans will no longer taken from Payroll and will be deducted from an employee's ACH (Automatic Clearing House) account.